The typical homeowners or rental property insurance policy doesn't include flood coverage, and in some locations, you may also need to obtain a wind-only insurance policy. The National Flood Insurance Program USAA-GIC is not available in Guam, U.S. The Federal government has financial responsibility for underwriting losses. The National Flood Insurance Program is not underwritten by United Services Automobile Association (USAA) or its affiliates based in San Antonio, Texas, and is provided by USAA General Indemnity Company (USAA-GIC), through an arrangement with the Federal Emergency Management Agency. End Elapsed Time 01 minute 18 seconds Close Pop-up You can't afford to wait until flooding's in the forecast. Getting Your Policy Elapsed Time 59 Secondsĭon't you think it's time to get flood insurance? There's typically a 30-day waiting period before the policy is effective, so you may want to sign up today.
Just a few inches of water in your home can cost tens of thousands of dollars. Still not convinced? Think about how much a flood could cost you. Yet, only 27% of those with homeowners insurances said they have flood insurance. In the past five years, all 50 states have experienced a flood or flash flood. Here's more proof why you should consider flood insurance. That's reason enough to think about getting flood insurance or renewing your policy.ĭid you know: Typical homeowners insurance policies don't cover floods. In fact, more than 25% of flood claims are from moderate or low-risk areas. It's time to accept the following fact before it's too late: every home is at risk of flooding.Įven if your house is in a "low-risk" flood zone, "low-risk" does NOT mean "no-risk." Reasons to Get Flood Insurance Elapsed Time 21 Seconds
You've heard it before: When it rains, it pours.īut here's a little twist for you: When it rains, it also can flood - wherever you live.
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